You have to file an insurance claim if you have been involved in a car accident, and this article will help you raise your awareness and understanding on the claims process. It is important to file a car accident claim with your insurance company if you’re recently involved in an auto accident resulting to physical injuries and property damage. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
When you call your insurance agent or insurance company, be prepared to supply basic information and as much information as possible such as the name insurance policy number, the details of the vehicle (model, make, registration, and license plate number), and details of the accident (time, date, location, the other driver’s name and license numbers, extent of injuries, number of passengers involved, extent of vehicle damage, identification numbers and license plates of other vehicles involved, and description of the accident). Along with your insurance agent, the best person who can help you in understanding the coverage of your insurance policy and in filing a personal injury claim is a car accident lawyer. A claim’s adjuster will contact you via telephone or meet with you once the claim has been reported, and you will be required to complete a claim or Proof of Loss form to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.
Whether it is partial or full, someone is always determined to be the one at fault on any car accident. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. The role of a personal injury lawyer is very important in any claims process, most especially if the insurance company seems trying to get away with its responsibilities or denying your claim. Allow us to give you free legal advice by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.